Chase for Business (Registered Trademark)

Ink Business Premier℠

Ink Business Premier℠

Coming Soon

Ink Business Premier Credit Card

Premium Metal Card

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Ink Business Premier Credit Card

NEW CARDMEMBER OFFER

Earn $1,000
bonus cash back*Opens Ink Premier offer details overlay

Cash icon

Invest your cash back into your business—from innovation and
technology to everyday expenses.

Unlimited 2% cash back on every purchase

Turn all your business expenses into rewards with unlimited 2% cash back on every purchase.*Opens Ink Premier offer details overlay

Unlimited 5% cash back on travel purchased through Chase Ultimate Rewards®

Make business travel more rewarding with a total of 5% cash back on travel purchased through Ultimate Rewards.*Opens Ink Premier offer details overlay

Unlimited 2.5% cash back on large purchases

Large purchases earn larger rewards—earn a total of 2.5% cash back on every purchase of $5,000 or more—that’s $250 on a purchase of $10,000 when redeemed.*Opens Ink Premier offer details overlay

$195 Annual Fee

Get premium benefits on a card that allows you to do more for your business.*Opens Ink Premier offer details overlay

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With no minimum redemption amount, your unlimited cash back is always
ready to be redeemed through Ultimate Rewards.

Cash Back

Invest your cash back into your business—from innovation and technology to everyday expenses.

Shop with points

Use your points to pay for your business purchases at Amazon.com or PayPal*Opens Ink Premier offer details overlay—including tax and shipping.

Travel

Book your next business trip with points—flights, hotels, car rentals and more. Plus enjoy no restrictions or blackout dates on airfare booked through Ultimate Rewards.

Gift cards and more

Redeem for gift cards to over 175+ brands, Apple products, and more—your points don’t expire as long as your account is open.*Opens Ink Premier offer details overlay

Pay in full icon

Ink Business Premier is built for businesses who prefer to
pay their balance in full each month.

With elevated rewards, premium benefits, and spend potential built for business, it’s a new way to get the most out of your expenses.

Need a little more time? Ink Business Premier has flexibility built in. Pay off eligible purchases over time with interest—up to your Flex for Business limit. All other purchases must be paid in full each month.*Opens Ink Premier offer details overlay

Enjoy premium benefits

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Amplify your earning potential with
employee cards

Ink Business Premier is built with spend potential in mind—so you can add employee cards with confidence.*Opens Ink Premier offer details overlay There’s no additional cost for employee cards and you can monitor spending with digital tools like purchase alerts*Opens Ink Premier offer details overlay, set spending limits, reporting, and more.

Expand the power of cash back for your business—when your employees purchase, your business earns cash back.

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Travel confidently

Enjoy robust travel protections and benefits including

  • No foreign transaction fees*Opens Ink Premier offer details overlay
  • Trip Cancellation/Interruption Insurance and Trip Delay Reimbursement**Opens overlay
  • Baggage Delay Insurance**Opens overlay
  • Auto Rental Collision Damage Waiver**Opens overlay

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Powerful protections and account management features built in

Purchase with confidence. Your card comes with built-in protections like Fraud Protection, Zero Liability Protection*Opens Ink Premier offer details overlay, Purchase Protection and Extended Warranty Protection.**Opens overlay Plus, manage your account anywhere, anytime with Chase Business Online. Set up account alerts*Opens Ink Premier offer details overlay, make payments, card lock and unlock, track expenses, and view your Flex for Business balance.*Opens Ink Premier offer details overlay

When the unexpected happens, you have theft and damage coverage. Get up to $1,000 in protection per claim, with $100 deductible, and up to 3 claims a year; you and every employee listed on your cell phone bill are covered when you pay it with Ink Business Premier.*Opens Ink Premier offer details overlay

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Ink Business Unlimited (Registered Trademark) credit card
Ink Business Cash (Registered Trademark) credit card
Ink Business Preferred (Registered Trademark) credit card

Can’t wait for Ink Business Premier? Find the Ink card that’s right for your business.

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Frequently Asked Questions

Apply

How do I apply for the Chase Ink Business PremierSM card?
If you work with a Chase Business Relationship Manager, you have exclusive access to apply for this card today! Once Ink Business PremierSM is widely available, you will be able to apply online or in a Chase branch.
What’s the advantage of joining the waitlist?
Joining the waitlist gives you early access to the Ink Business PremierSM application.
Can my Business Relationship Manager help me apply for Ink Business PremierSM?
Yes, if you are currently working with a Chase Business Relationship Manager, contact them today to learn more about how you can apply for Ink Business PremierSM.

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What are the differences between a traditional credit card and a pay in full card?
  • A traditional credit card provides flexibility if you need to pay purchases off over time. You’ll pay the minimum payment due and incur an interest charge based on the balance you carry over.
  • A pay in full card requires that you pay your balance in full each month.
What makes Ink Business PremierSM a good choice for my business?
With Ink Business PremierSM, you get the best of both worlds. Enjoy the benefits that a Pay in Full card offers, such as spend potential to meet your business needs, while also having built-in flexibility with Flex for Business. Flex for Business allows you to pay eligible purchases of $500 or more over time with interest.
Does this product have an annual fee?
Yes, Ink Business PremierSM has a $195 annual fee which gives you access to:
  • Unlimited 2% cash back on every business purchase
  • Unlimited 2.5% cash back on every purchase of $5,000 or more
  • Unlimited 5% cash back on travel purchase through Chase Ultimate Rewards®
  • Cell Phone Protection
  • No Foreign Transaction Fees
  • Trip Cancellation/ Trip Interruption Insurance
  • Auto Rental Collision Damage Waiver, and more

Flex for Business

What is Flex for Business?
Flex for Business is a feature on your Chase Ink Business PremierSM credit card that allows you to pay for qualified purchases over time, with interest.
Which purchases qualify for Flex for Business?
Qualified purchases of $500 or more are automatically included in your Flex for Business balance up to your Flex for Business limit. Cash advances, cash-like transactions, any fee owed to us and transactions that would result in your Flex for Business balance exceeding your Flex for Business limit wouldn’t qualify.
What if I’m not interested in using Flex for Business?
Simply pay the New Balance shown on your most recent billing statement by the due date and time each month to avoid interest charges. Flex for Business is a feature of your Chase Ink Business PremierSM credit card that conveniently gives you payment flexibility and helps you manage your business’ cash flow.

Rewards & benefits

Are there any limits on the amount of rewards I can earn?
No, there is no limit to the amount of rewards you can earn. With Ink Business PremierSM, you can earn unlimited 2% cash back on every business purchase, unlimited 2.5% cash back on purchases of $5,000 or more and unlimited 5% cash back on travel purchased through Ultimate Rewards®.
Do Ink Business PremierSM rewards expire?
Ink Business PremierSM reward points will not expire as long as your account remains open.
What counts as travel purchases through Ultimate Rewards®?
You will earn 5% cash back on travel purchases made through Ultimate Rewards® including hotels, flights, car rentals, things to do and cruises. Make your business travel more rewarding with Ink Business PremierSM.
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Chase provides the following business banking products for your needs

Business Loan

Finance your small business with business loans from Chase. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business.

Business Credit Cards

Find and apply for the Ink business credit card best suited for your business needs. Compare the benefits of the Ink business credit cards.

Merchant Services

Chase Merchant Services provides you with secure and convenient ways to do business. Our payment solutions give your customers the flexibility to make purchases however they choose with added security to protect their accounts.

Business Debit Cards

More convenient than cash and checks to make purchases — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM. Save time every month when you set up recurring payments with your business debit card.

Commercial Banking

Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management — designed to help you achieve your business goals.

Business Services

We're here to help with your business banking needs. From credit card processing to foreign exchange, Chase Business Banking has solutions that work for you.

Business Checking

Chase offers a wide variety of business checking accounts for different-sized businesses. Use our business checking comparison chart to choose exactly which checking account is right for you.

Business Savings

Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Compare savings accounts and find the right business savings account for you.

  • Additional Business Banking Solutions
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“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.

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Ink Business Premier Card Offer Details

$1,000 Cash Back After You Spend $10,000 On Purchases In The First 3 Months From Account Opening:

You will receive 100,000 bonus points with this bonus offer, which can be redeemed for $1,000 cash back. To qualify and receive your bonus, you must make Purchases totaling $10,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Cash Back And Points:

Rewards Program Agreement: For more information about the Ink Business Premier rewards program, view the latest Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards.
Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. You may also see, “points” or “Ultimate Rewards points” when referring to the points you can use. How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Premier credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2% Cash Back: You’ll earn 2% Cash Back rewards for each $1 spent. 2.5% Cash Back: You’ll earn 2.5% Cash Back rewards total per $1 spent on every purchase totaling $5,000 or more (0.5% additional Cash Back rewards on top of the 2% Cash Back rewards earned on each purchase). Each purchase must bill and post to your account in an amount that is equal to or greater than $5,000 in order to earn a total of 2.5% Cash Back rewards; for example, purchases with items that ship at different times and bill in amounts less than $5,000 will only qualify for earning 2% Cash Back rewards. 5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program including available airline tickets, hotel accommodations, car rentals, activities and cruises (3% additional Cash Back rewards on top of the 2% Cash Back rewards earned on each purchase). How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Pricing:

APRs are based on creditworthiness. Flex for Business APR is 14.99% – 22.99% variable. Penalty APR: Up to 29.99% variable. Variable APRs change with the market based on the Prime Rate, which was 4.00% on 05/10/2022. Annual fee: $195. Minimum Interest Charge: None. Cash Advance Fee: 5% of the amount of each advance, but not less than $15. Foreign Transaction Fee: None. Credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Subject to credit approval. You should contact Chase to obtain information on any changes to these terms after the date above by writing to Cardmember Service, P.O. Box 15043, Wilmington, DE 19850-5043.

Shop With Points:

When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.

Amazon.com Shop with Points service terms apply.

Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

Flex For Business:

We may assign a portion of your Credit Access Line for use with Flex for Business. Flex for Business allows a portion of your Credit Access Line to be used for qualifying purchases over time, with interest. You can avoid interest on new Flex for Business purchases if you pay your entire statement New Balance by the due date and time. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, or wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. A “qualifying purchase” is a purchase of a set dollar amount or higher that we will communicate to you when you are approved for the card. When you use your card for qualifying purchases, they will automatically be included in your Flex for Business balance, provided there is enough available credit in your Flex for Business limit for the entire qualifying purchase amount. We will post your Flex for Business limit and qualifying purchases amount on chase.com. We may cancel, change or restrict your Flex for Business limit and qualifying purchase amount at any time.

Adding An Employee Card:

If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Account Alerts:

Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Zero Liability:

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Restrictions and limitations apply. Offer subject to change.

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Ink Business PremierSM waitlist.

We’ll notify you when early access opens.

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Chase Ink Business Premier® Travel and Protection Benefits

businessman on the phone going on a trip. businessman working on laptop businessman on the phone going on a trip

Complimentary travel coverage same page link to disclosure details **

Trip Cancellation/Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $5,000 per trip for your prepaid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Roadside Dispatch

If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.

businessman working on laptop

Built-in protection benefits same page link to disclosure details **

Cell Phone Protection

Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Premier Credit Card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim.

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Zero Liability Protection*Opens Ink Premier offer details overlay

Zero Liability means you won’t be held responsible for unauthorized charges made with your card or account information.

Fraud alerts*Opens Ink Premier offer details overlay

In the case of unusual activity, Chase can notify you by phone, text or email. To make sure we have your contact information, please log into chase.com and click on the Change Mailing Address, phone and/or email link to edit your preferences.

same page return link to disclosure details reference ** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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